Reviti Payback

Live Better. Get Payback.

Quit nicotine, tobacco and vaping altogether for 12 months or more, and we’ll give you a whole year’s worth of Life Insurance payments* as cashback.

* You must have paid 12 months’ payments on time. Terms and Conditions apply

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Who is eligible?

What you need to know about Reviti Payback

Good to know

  • Payback cannot be claimed in conjunction with any other offer/promotion.
  • The declaration form must be completed and signed or could result in non-payment of Payback.
  • You must have a Reviti Life Insurance policy for at least 1 year and have paid all premiums when they were due.
  • Only one claim can be made per policy.
  • If you ceased to use all tobacco, nicotine and vaping products for 12 months or more prior to purchasing your Reviti Term Life policy then you will have received ex-smoker insurance rates and will not be eligible for the Payback.
Reviti Rewards a better lifestyle

Get a whole year of Life Insurance payments back with Reviti Payback*

What is Reviti Payback?

The Reviti Payback is our way of rewarding you for making the best choice and quitting nicotine, tobacco and vaping altogether.

* You must have paid 12 months’ payments on time. Terms and Conditions apply

A better lifestyle

Quitting nicotine and tobacco products

Quitting can be difficult for some smokers. Determination is one factor; having a helping hand is another.

To help you achieve your goal, we’ll give you a Reviti Payback, equivalent to 12 months’ insurance payments* if you quit nicotine, tobacco and vaping altogether for more than 12 months.

* You must have paid 12 months’ payments on time. Terms and Conditions apply

More about quitting smoking

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You quit. We give back.

How to claim your Reviti Payback

Simply follow the steps below and enjoy 12 months’ Reviti Payback and a healthier life.

1

Buy a Life Insurance policy with Reviti

Get a Life Insurance quote today with Reviti, we offer some of the best prices around and it only takes minutes.

Get a Life Insurance quote

2

Quit nicotine and tobacco

Take the first step and quit all nicotine and tobacco products. See our Terms and Conditions for full details.

3

Inform us you’ve quit altogether

Let us know that you’ve quit tobacco, nicotine and vaping altogether. Payback claims must be made within three years from purchase

Tell us you’ve quit

4

Stay tobacco and nicotine free for 12 months or more

Don’t give up now, remain a Reviti customer and a quitter for over 12 months and be viewed as an ex-smoker by Reviti.

5

Sign a declaration

Inform us that you have been free of any tobacco, nicotine and vaping altogether for 12 months or more.

6

Get your Reviti Payback

Once your payback is finalised, we give you 12 months’ worth of payments back.

* You must have paid 12 months’ payments on time. Terms and Conditions apply

Don’t overpay your Life Insurance

Get cheaper Life Insurance

Once you’ve got your well-deserved Reviti Payback, we will contact you to review your Life Insurance policy and explore reducing your monthly payments in line with your new ex-smoker status.

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We’ve got your back

What if I’ve already quit nicotine and tobacco products?

If you’ve quit tobacco, nicotine and vaping less than 12 months ago, you’ll be still be classed as a smoker like with other insurers.

Don’t wait to get your Life Insurance; after your first year of cover, Reviti gives you 12 months’ Life Insurance payments* back if you’ve quit tobacco, nicotine and vaping altogether for 12 months or more.

* You must have paid 12 months’ payments on time. Terms and Conditions apply

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Frequently asked questions

You’ve got questions. We’ve got answers.

How do I get the Reviti Payback / when do I get the Reviti Payback?

We offer 12 monthly insurance payments in cashback to any of our existing customers who successfully quit tobacco, nicotine and vaping altogether for 12 months or more. The Payback will be made after your policy has been in force for 12 months and provided you have made all your monthly payments on time. You must also complete and sign a Payback declaration This is just to say ‘Well done!’ from Reviti. Please see the full terms and conditions for Reviti Payback.

We'll also seek to reduce your monthly payments in line with your new ex-smoker status by going through a new application with you. If we can’t offer you a lower monthly payment you can keep your original policy and no changes will be made.

If you think you might be eligible to claim your Payback or you want to know more about this then visit our contact us page to complete our Contact us form.

I’m a smoker. Will my policy be cheaper if I stop smoking?

We offer 12 monthly insurance payments in payback to any of our customers who successfully quit tobacco, nicotine and vaping altogether for 12 months or more. The payback will be made after your policy has been in force for 12 months and provided you have made all your monthly payments on time. You must also complete and sign a Payback declaration. This is just to say ‘Well done!’ from Reviti. Please see the full terms and conditions for Reviti Payback. We'll also seek to reduce your monthly payments in line with your new ex-smoker status.

How is Reviti different?

Most insurance providers have long treated smokers, vapers and heated tobacco users the same, meaning they pay the same monthly insurance payments as a smoker of the same age. At Reviti we do things differently with our pricing and distinguish between switchers and quitters on the one hand and smokers on the other. If you are a policyholder and you quit tobacco, nicotine and vaping altogether for 12 months or more, we offer Reviti Payback, which is 12 months of your payments paid back to you, once your policy has been in force for 12 months and you have made all your monthly payments on time. This is just to say ‘Well done!’ from Reviti. Please see the full terms and conditions for Reviti Payback. We'll also seek to reduce your monthly payments in line with your new ex-smoker status.

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