Life Insurance for ex-smokers

If you have already made the best choice and quit tobacco, nicotine and vaping altogether for more than 12 months, you will receive our ex-smoker rates.

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Reduced rates for ex-smokers

Congratulations on making a better choice than continued smoking. Obviously, quitting tobacco, nicotine and vaping altogether is the best choice a smoker can make.

Our rates recognise your efforts and you’ll see that reflected in your quote.


Life Insurance monthly payments for smokers

Life Insurance monthly payments for ex-smokers

An ex-smoker could pay as little as half of what a smoker would when applying for the same cover.

Reviti Rewards a better lifestyle

What if I have quit smoking for less than 12 months?

Congratulations! You’ve made the best choice any smoker can make. Keep it up for 12 months or more and get 12 months’ of Life Insurance payments* back after your first year with Reviti, and we will also seek to reduce your monthly payments.

* You must have paid 12 months’ payments on time. Terms and Conditions apply

More about Reviti Payback

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You quit. We give back.

Reviti Payback gives you 12 months’ of Life Insurance payments back

Take out a Reviti Life Insurance policy, quit tobacco, nicotine and vaping altogether for 12 months or more and get rewarded with Reviti Payback.*

More about Reviti Payback


Inform us you have quit tobacco, nicotine and vaping altogether


Stay tobacco and nicotine free for 12 months or more


Reviti gives you 12 months’ Life Insurance payments back*

* You must have paid 12 months’ payments. Terms and Conditions apply

Simple, affordable Life Insurance

RElax you’ll be covered in minutes, with policies from only £5 per month

Protect your loved ones with our Life Insurance. Zero paperwork, no medical exams, just fast cover for you and your family.

Peace of mind along the way

What you get with Reviti


Receive a lump sum payout if you were to die during the term of your policy.

Learn about Life Insurance


We’ll be there when you need us, offering an early payout claim should you develop a terminal illness.

Learn about terminal illness cover
Frequently asked questions

You’ve got questions. We’ve got answers.

Who can apply for a policy?

It’s our mission to make Life Insurance accessible to as many people as possible. There are a few individual factors that can affect eligibility such as, your medical history or your occupation. But as a rule, you must be resident in the United Kingdom and be aged 18 or over, and at most 80 on your next birthday when you want the policy to start. You also need to be under 85 at the end of the policy term.

Can I insure my family or spouse?

Not yet, we only offer policies for single own‐life cover right now. As we grow, we aim to introduce shared policy options.

How is my premium calculated?

This is based on several factors, including your age, occupation, your chosen sum insured, health and lifestyle. Decisions and prices are based on lots of data that help to assess your risk based on the information you provide.

Get a quick quote in 60 seconds

Life’s too short to waste time on long forms, it takes just 10 minutes to get covered.