Quit smoking

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Quitting can be difficult for some smokers. Determination is one factor; having a helping hand is another.

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We love a quitter

Kicking nicotine and tobacco isn’t easy

Quitting can be difficult for some smokers. Determination is one factor; having a helping hand is another.

To help you achieve your goal, we’ll give you a Reviti Payback, equivalent to 12 months’ payments* if you quit nicotine, tobacco and vaping altogether for 12 months or more.

* You must have paid 12 months’ payments on time. Terms and Conditions apply

More about Reviti Payback

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A smoker will pay more for Life Insurance than a non-smoker, but quitting now can help you save

Life insurance. Done differently.

How Reviti classify their customers

Tobacco and nicotine users can expect to pay as much as double for their Life Insurance compared to non-smokers.

Who is considered a smoker?

Reviti

Typical insurers

Cigarettes

Cigars

Pipes

E-cigarettes

Heated tobacco

Don’t put off buying Life Insurance

Don’t wait till you quit to get your Life Insurance

Like other insurance providers, Reviti will only class you as an ex-smoker after you’ve quit tobacco and nicotine altogether for over 12 months. From then on you could qualify for lower monthly payments.

Don’t delay purchasing Life Insurance until you’ve quit tobacco, nicotine and vaping, if you wait you may have to pay higher monthly payments because you’re older. Quit, the time is now!

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Reviti Rewards a better lifestyle

Live Better. Get Payback.

Don’t put off ensuring your family is covered until you’ve quit tobacco, nicotine and vaping.

We’ll give you 12 months’ Life Insurance payments if you quit nicotine, tobacco and vaping altogether for 12 months or more*. We’ll also seek to reduce your monthly payments in line with your new status.

* You must have paid 12 months’ payments on time. Terms and Conditions apply

More about Reviti Payback

12 Months Payback

Life Insurance for smokers

Get our Life Insurance cover from only £5 per month.

Learn more

Life Insurance for vape and e-cigarette users

Unlike other insurers, vape and e-cigarette users are not treated as smokers and get cheaper Life Insurance with Reviti.

Learn more

Life Insurance for heated tobacco users

Unlike other insurers, Reviti recognises heated tobacco users are different to smokers and your monthly payments will reflect that.

Learn more

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Frequently asked questions

You’ve got questions. We’ve got answers.

I’m a smoker. Will my policy be cheaper if I stop smoking?

We offer 12 monthly insurance payments in payback to any of our customers who successfully quit tobacco, nicotine and vaping altogether for 12 months or more. The payback will be made after your policy has been in force for 12 months and provided you have made all your monthly payments on time. You must also complete and sign a Payback declaration. This is just to say ‘Well done!’ from Reviti. Please see the full terms and conditions for Reviti Payback. We'll also seek to reduce your monthly payments in line with your new ex-smoker status.

How do I get the Reviti Payback / when do I get the Reviti Payback?

We offer 12 monthly insurance payments in cashback to any of our existing customers who successfully quit tobacco, nicotine and vaping altogether for 12 months or more. The Payback will be made after your policy has been in force for 12 months and provided you have made all your monthly payments on time. You must also complete and sign a Payback declaration This is just to say ‘Well done!’ from Reviti. Please see the full terms and conditions for Reviti Payback.

We'll also seek to reduce your monthly payments in line with your new ex-smoker status by going through a new application with you. If we can’t offer you a lower monthly payment you can keep your original policy and no changes will be made.

If you think you might be eligible to claim your Payback or you want to know more about this then visit our contact us page to complete our Contact us form.

How is Reviti different?

Most insurance providers have long treated smokers, vapers and heated tobacco users the same, meaning they pay the same monthly insurance payments as a smoker of the same age. At Reviti we do things differently with our pricing and distinguish between switchers and quitters on the one hand and smokers on the other. If you are a policyholder and you quit tobacco, nicotine and vaping altogether for 12 months or more, we offer Reviti Payback, which is 12 months of your payments paid back to you, once your policy has been in force for 12 months and you have made all your monthly payments on time. This is just to say ‘Well done!’ from Reviti. Please see the full terms and conditions for Reviti Payback. We'll also seek to reduce your monthly payments in line with your new ex-smoker status.

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