Who we insure

Life Insurance to suit your life

Protect your loved ones from only £5 per month. Zero paperwork, no medical exam just instant cover when accepted.

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The Reviti Difference

Different Life Insurance. Zero statistics.

Here’s a statistic: We treat 0% of our customers like a statistic. At Reviti we recognise there are better alternatives to smoking and reflect this in our insurance prices.

Life Insurance for smokers

£6

.96/mo

Smokers receive a year's worth of payments back if they quit tobacco, nicotine and vaping altogether for 12 months or more*.

£170K

cover amount

20 Years

years cover

Monthly premium based on a smoker, 30 years old with £170,000 decreasing term Life Insurance policy cover for 20 years. Quote on 14/07/2021

Life Insurance for vapers

£6

.46/mo

User of vapes or e-cigarettes? Be rewarded with cheaper monthly payments at Reviti. †

£170K

cover amount

20 Years

years cover

Monthly premium based on a vaper, 30 years old with £170,000 decreasing term Life Insurance policy cover for 20 years. Quote on 14/07/2021

Life Insurance for heated tobacco users

£6

.12/mo

Reviti recognises heated tobacco users are different to smokers and your monthly payments will reflect that. †

£170K

cover amount

20 Years

years cover

Monthly premium based on a heated tobacco user, 30 years old with £170,000 decreasing term Life Insurance policy cover for 20 years. Quote on 14/07/2021

Life Insurance for ex-smokers

£5

.47/mo

If you have already made the best choice and quit tobacco, nicotine and vaping altogether for more than 12 months, you will receive our ex-smoker rates.

£170K

cover amount

20 Years

years cover

Monthly premium based on an ex-smoker, 30 years old with £170,000 decreasing term Life Insurance policy cover for 20 years. Quote on 14/07/2021

Life Insurance for non-smokers

£5

.24/mo

Our policies are designed to motivate smokers to quit, but we also have competitive prices for non-smokers looking to get cover.

£170K

cover amount

20 Years

years cover

Monthly premium based on a non-smoker, 30 years old with £170,000 decreasing term Life Insurance policy cover for 20 years. Quote on 14/07/2021

* You must have paid 12 months’ payments on time. Terms and Conditions apply

How Reviti stacks up

How our pricing compares

Reviti does Life Insurance differently. When you make the best choice and quit tobacco, nicotine and vaping altogether for 12 months or more, we’ll give you 12 months’ payments back.*

* You must have paid 12 months’ payments on time. Terms and Conditions apply

How others do it

Most insurers have long treated smokers, vapour and heated tobacco users the same, meaning you may pay close to double the monthly payments of non-smokers.

The Reviti price difference

How Reviti does it

At Reviti our rates recognise the difference between smokers and those who switch or quit and treat them like the real people they are.

Why Reviti Life Insurance
Peace of mind along the way

What you get with Reviti

Your family will receive a payout if you die during the policy term

Leave a lump sum payout if you were to die during the term of your policy.

Early payout claim for terminal illness

We'll be there when you need us, offering an early payout claim should you develop a terminal illness.

Reviti Payback

Quit tobacco, nicotine and vaping altogether for 12 months or more and get 12 months’ payments back.*

* Terms and Conditions apply

Frequently asked questions

You’ve got questions. We’ve got answers.

Who can apply for a policy?

It’s our mission to make Life Insurance accessible to as many people as possible. There are a few individual factors that can affect eligibility such as, your medical history or your occupation. But as a rule, you must be resident in the United Kingdom and be aged 18 or over, and at most 80 on your next birthday when you want the policy to start. You also need to be under 85 at the end of the policy term.

Can I insure my family or spouse?

Not yet, we only offer policies for single own‐life cover right now. As we grow, we aim to introduce shared policy options.

How does the application process work?

To get started, you’ll need to get a quote. It only takes a minute and you’ll get an estimated monthly premium. When you decide to complete the application process, you’ll need to answer some questions about your health, family history, occupation, foreign travel, hobbies and lifestyle. After you have applied, you’ll either be accepted and offered a price or be declined.

Get a quick quote in 60 seconds

Life’s too short to waste time on long forms, it takes just 10 minutes to get covered.